REAL ESTATE COLLECTIVE GROUPLIHTC Suite Services

REAL ESTATE COLLECTIVE GROUP LLC

Terms and Conditions

Effective September 23, 2026 · Version 2026-09-23

1. Agreement and operator

These Terms and Conditions govern your account and use of LIHTC Suite Services and its related project tools (the “Service”), operated by Real Estate Collective Group LLC (“RECG,” “we,” “us”). By checking the agreement box and submitting your signup, you agree to these Terms. If you do not agree, do not create an account or use the account-based Service. “You” means you individually and, when you act with authority, the organization you represent. A separate written agreement signed by RECG controls to the extent it expressly conflicts with these Terms.

2. Eligibility and account security

The Service is intended for adult business and professional users. You must be at least 18 years old, provide accurate registration information, and have authority to act for any organization you identify. Keep your credentials confidential, use your own account, and notify RECG promptly of suspected unauthorized access. You are responsible for activity you authorize and for keeping account and contact information current. Do not impersonate another person or organization.

3. Project preparation, not official approval

The Service provides research, applicant-entered self-scoring, financial models, document tools, project management and related assistance. It is not a government agency, allocating authority, lender, investor or application filing agent. Using the Service does not create an attorney-client, tax-adviser, fiduciary, brokerage or other professional advisory relationship. Any professional engagement requires a separate agreement. Scoring totals, funding matches, underwriting models, maps and checklists do not establish eligibility, award likelihood, financing availability, environmental clearance, zoning approval or compliance. You remain responsible for obtaining qualified advice and submitting complete, accurate and timely applications.

4. Data, AI and output review

Agency rules, deadlines, maps and datasets can change or contain gaps. Source monitoring covers selected sources and does not identify every change or interpret its legal effect. Automated calculations and AI-assisted extraction may be incomplete, inaccurate or inconsistent. Verify outputs against original documents, current agency requirements and qualified professional advice before making decisions or filing materials. Supported workbook exports populate only the fields described in the interface; other schedules, signatures and attachments require completion. Do not treat example projects or historical test results as guarantees of future performance. You control whether to apply suggested changes to your project.

5. Your documents and content

You retain your rights in the documents, project data, logos and other material you submit (“Your Content”). You grant RECG a nonexclusive license to host, store, reproduce, process and display Your Content as needed to provide, secure, maintain and support the Service and the sharing or processing you request. This is not a transfer of ownership. You represent that you have the rights and permissions needed to upload, import, process and share Your Content, including material obtained from another service. Do not upload passwords, payment-card details, Social Security numbers or unnecessary tenant-level sensitive information. Redact information that is not needed for project preparation.

6. Coworkers, sharing and third-party services

Project owners control invitations and editor or reviewer permissions. Invite only authorized people, review access regularly and revoke access when appropriate. Anyone who receives an exported report or document may retain a copy. Private calendar links grant access to event information to anyone holding the link; protect or revoke them as needed. Third-party hosting, authentication, email, AI and map providers may process information to deliver the features you use. External websites, datasets and services may have separate terms and availability limits. RECG does not control those third parties or guarantee their information.

7. Account information and communications

The Service processes registration details, organization information, project records, uploaded files, access information and preferences to operate your workspace. RECG records the terms version and time of your signup acceptance, with a verification status where available. Contact RECG about access, correction, deletion or other personal-information questions. These Terms do not replace any applicable privacy notice or rights under privacy law. Essential account and service messages may be sent to your registered address. Optional weekly digests require a separate opt-in and can be turned off. Accepting these Terms does not subscribe you to marketing or authorize optional analytics.

8. Permitted use and intellectual property

RECG grants you a limited, nonexclusive, nontransferable right to use the Service for lawful project preparation and related business purposes while your account remains authorized. RECG and its licensors retain rights in the Service’s software, branding and original materials, excluding Your Content and third-party materials. Do not access another user’s records without authorization, bypass security or access limits, introduce malicious code, interfere with operations, misuse personal information, infringe intellectual-property rights, or resell access without written permission. These restrictions do not prohibit activities that applicable law expressly protects.

9. Fees and purchases

If RECG offers a paid plan or separate service, the price, billing frequency, renewal, cancellation and refund terms will be disclosed before you agree to purchase it. Creating an account alone does not authorize an undisclosed charge. A separate order or engagement may contain additional terms. Nothing here limits a refund or cancellation right required by law.

10. Availability, changes and termination

Features and source coverage may change, and interruptions may occur for maintenance, provider failures or other reasons. Keep independent copies of important records and use available exports. RECG may restrict or suspend access for material violations, nonpayment of agreed charges, security threats or legal requirements. Where reasonably practicable, RECG will provide notice and an opportunity to address the issue. You may stop using the Service and contact RECG to request account closure. Request needed exports before closure; deletion of an account does not necessarily remove records retained for legal, security or legitimate operational purposes or copies previously shared with others.

11. Warranty disclaimer

To the fullest extent permitted by law, the Service is provided “as is” and “as available.” RECG disclaims implied warranties of merchantability, fitness for a particular purpose and noninfringement, and does not warrant uninterrupted, error-free or completely secure operation. No promise is made that a project will qualify for tax credits, financing, a funding award, permits or any particular financial result. Any warranties or rights that cannot lawfully be excluded remain in effect.

12. Limitations of liability

13. Responsibility for unlawful content or use

To the extent permitted by law, you are responsible for third-party claims and reasonable costs resulting from Your Content infringing another party’s rights, or from your unlawful use of the Service. This does not make you responsible for claims caused by RECG’s own misconduct or for obligations that cannot lawfully be shifted to you. RECG will give prompt notice of any such claim and will not agree to a settlement imposing an obligation on you without your consent.

14. Governing law and disputes

California law governs these Terms, except where applicable law requires otherwise. Subject to mandatory jurisdiction and consumer protections, disputes may be brought in the state or federal courts located in San Diego County, California, and the parties consent to their jurisdiction. Nothing in these Terms requires binding arbitration, waives a right to bring a qualifying small-claims action, or prevents contacting a regulator. You may contact RECG first to seek an informal resolution, but doing so is not a condition to exercising rights required by law.

15. Updates and general terms

The effective date and version appear on this page. Material changes will apply prospectively after notice and any agreement required by applicable law; a posted update does not retroactively change accrued claims. If a provision is unenforceable, the remainder continues to apply to the extent permitted by law. Failure to enforce a provision is not a waiver. These Terms and any applicable separate written agreement form the agreement concerning the Service. Provisions that by their nature should survive account closure, including ownership, accrued payment obligations, liability limits and dispute provisions, survive to the extent permitted by law.

16. Contact RECG

Real Estate Collective Group LLC · Attn: Alberto J Guardado, Managing Director · 1111 6th Ave Ste 550 PMB 563002, San Diego, CA 92101-5211 · Alberto@ReCollectiveGroup.com · (510) 854-8570. Contact us with questions about these Terms or your account.